For drivers out there, car insurance is one of those things you pay for but hope you never have to use. Unfortunately, there are a lot of myths and misconceptions out there when it comes to auto insurance. By understanding the realities behind these commonly perpetuated myths, you can be a better informed consumer and make wise decisions when it comes to your car insurance coverage.
Myth 1: Insurance Covers Personal Property Inside the Car Read More»
Remaining independent and being able to get where you need to go will depend on your ability to drive. This means having a reliable car you can use. It’s also important to have auto insurance in place to help you avoid any financial losses that may occur if you’re involved in an accident. This is legally required in most states and can also give you peace of mind. However, automobile insurance can be costly, so it’s ideal to know specific ways for you to cut these costs when possible. Read More»
If your neighborhood has high instances of property crimes such as home burglaries, you will often find that you’re paying a higher rate for your home insurance than those who live in safer locales. As such, it’s important to take steps to reduce the risk of your home being targeted by thieves, as a break-in can cause your premium to increase. A logical first step is a home security system, but if you’re on a budget, it can be difficult to pay the initial cost and the monthly fee for monitoring. Read More»
Whether you’ve just bought your first home or you’ve been comfortably settled into a home for several years, your home insurance bill is something that you’ll deal with every month. Although a variety of small factors can cause changes in the rate over the years, you’ll often see a consistent premium and get used to paying it. It’s important, however, to be aware of the fact that certain additions you make to your home can cause a change in your insurance rate – and not in the direction that you want to see. Read More»
Being a full-time employee offers a number of different benefits. You are often offered health insurance benefits to cover you and possibly your loved ones. While most people assume that their health insurance is there just to cover them when they get sick or need to visit the dentist, there is more to it than what you might realize. Unfortunately, many people don’t realize all of the different benefits they could be taking advantage of with their premium. Read More»