Now that the new year is just about here, it’s time to start thinking about your auto insurance. This is particularly true if you’re not happy with your current insurance policy. Before you start shopping though, make sure you’re armed with enough information to help you get the lowest rates – for the best coverage – possible. After all, low rates aren’t very helpful if you don’t get the services you need. Read More»
Tires for vehicles are becoming increasingly expensive; therefore, you may wonder if your auto insurance will cover to replace tires that are vandalized, stolen, or damaged. Since auto policies vary in the provisions they provide, it’s important to understand the types of insurance coverage available, especially if you want insurance that covers tire damage. 1. Collision Coverage Collision coverage pays for tire damage that your vehicle incurs in an automobile accident. Read More»
Homeowner’s insurance is one of the extra costs you should prepare for while buying a house. You may be able to afford the purchase price, but your big investment will be in jeopardy if you don’t cater for these extra costs. Here are some of the precautions to ensure you can get and pay for your new home’s coverage: Get the Property’s Claim History When you buy a house, you inherit its claim history. Read More»
How do you determine the type of coverage, the amount of deductible, and coverage limits to have for your auto insurance? Many factors go into this determination, but your car’s age should be one of them. Here are three types of coverage that should be influenced by the age of the car: Roadside Assistance Just like the name suggests, roadside assistance coverage pays for the cost of getting you back on the road or to a mechanic shop if your car breaks down by the roadside. Read More»
The day your son or daughter earned a driver’s license was probably one of the happiest days of their life. Unfortunately, many teens might not be ready for that privilege, and as the result of a few bad choices, he or she could have their right to drive withdrawn. When that happens, it is likely that their insurance policy will soon be canceled. If you are like many parents who insure their young drivers on a shared policy, your insured status and the cost of maintaining your coverage could change. Read More»