Running a business as a sole proprietor is an exciting venture and an important part of the economy. As a business owner, you may wonder if you need workers’ compensation insurance. The answer is yes—sole proprietors should always have workers’ comp insurance, even if they are the only employee and even if their state does not require it. Here’s why this type of insurance is necessary for sole proprietors.
What Is Workers’ Comp Insurance? Read More»
Having auto insurance is an important component when driving. It protects you and other drivers on the road. Most companies send you a physical insurance card in the mail, but others may provide you with digital proof only. Even without your card, you know you have your state’s required coverage, but there are times others may ask you to verify your coverage. Here are a few times you may require auto verification insurance coverage. Read More»
Protecting your business by obtaining commercial insurance is one of the most vital things you can do. It takes a lot to run a successful company and making sure you have the backing necessary to guard against the potential woes that can happen if you run into an emergency lawsuit is absolutely critical. A standard business insurance policy usually includes liability and property coverage but you may need to go a bit further. Read More»
If you own a car, then, according to the laws in your state, you are usually required to have insurance on it. An insurance agent can help you get the right amount of coverage to comply with state laws, but you might need an insurance agent to help for other reasons too. Here’s a look at some situations where you may need an agent to help you find the right insurance for your car. Read More»
Medical malpractice insurance is an essential investment for most people in the healthcare industry, and it is one of the most important expenses that you will pay every year. However, do you actually know why you’re paying the premium that you are? Most doctors secure medical malpractice insurance and don’t give it a second thought, but the fact is that there are a few key contributing factors that directly affect how much you pay for your malpractice insurance. Read More»
