One of the most important things that you can do for your business is to consider additional insurance policies beyond your general liability insurance, mostly because your general liability insurance is not going to cover as much as you might think. Listed below are three types of business insurance coverage to consider in order to get the most protection possible for your business.
Errors and Omissions
One of the most important insurance coverage options to consider is errors and omissions insurance, mostly because it is designed to protect you in the event that you are sued due to one of your clients believing that you caused harm, financial loss, or failed to deliver on your particular task. Read More»
A lot of people bundle their insurance policies, which means they obtain coverage from one insurance company for all their insurance needs. If you are buying a house and already have auto insurance, you may wonder if bundling would be right for you. Bundling is usually a good idea, but here are some steps you should take to find out if it is the best option for your situation.
Find out if your auto insurance company offers home insurance too Read More»
Buying a car from a private seller can be a great way to save money. Because the individual typically doesn’t operate out of a dealership, they don’t have the overhead expenses that come along with being a business owner. However, although you get to conserve some of your hard earned money, you also need to make sure that you protect yourself from a bad sale. Use this information to learn more about two things you should do before paying for the car and taking possession of it. Read More»
Now that the new year is just about here, it’s time to start thinking about your auto insurance. This is particularly true if you’re not happy with your current insurance policy. Before you start shopping though, make sure you’re armed with enough information to help you get the lowest rates – for the best coverage – possible. After all, low rates aren’t very helpful if you don’t get the services you need. Read More»
Tires for vehicles are becoming increasingly expensive; therefore, you may wonder if your auto insurance will cover to replace tires that are vandalized, stolen, or damaged. Since auto policies vary in the provisions they provide, it’s important to understand the types of insurance coverage available, especially if you want insurance that covers tire damage.
1. Collision Coverage
Collision coverage pays for tire damage that your vehicle incurs in an automobile accident. Read More»
Homeowner’s insurance is one of the extra costs you should prepare for while buying a house. You may be able to afford the purchase price, but your big investment will be in jeopardy if you don’t cater for these extra costs. Here are some of the precautions to ensure you can get and pay for your new home’s coverage:
Get the Property’s Claim History
When you buy a house, you inherit its claim history. Read More»
How do you determine the type of coverage, the amount of deductible, and coverage limits to have for your auto insurance? Many factors go into this determination, but your car’s age should be one of them. Here are three types of coverage that should be influenced by the age of the car:
Roadside Assistance
Just like the name suggests, roadside assistance coverage pays for the cost of getting you back on the road or to a mechanic shop if your car breaks down by the roadside. Read More»
The day your son or daughter earned a driver’s license was probably one of the happiest days of their life. Unfortunately, many teens might not be ready for that privilege, and as the result of a few bad choices, he or she could have their right to drive withdrawn. When that happens, it is likely that their insurance policy will soon be canceled. If you are like many parents who insure their young drivers on a shared policy, your insured status and the cost of maintaining your coverage could change. Read More»
If you’re a small business owner, a generic protection plan may not be the right insurance policy for you. Though most businesses require approximately the same type of coverage – such as umbrella insurance, property insurance, and commercial auto insurance – there are some industry-specific concerns that need to be covered. Here are some of the core benefits of industry-specific insurance.
Investing the Right Amount in the Right Policies
Though most businesses need the same approximate type of insurance, the amount of insurance they need in specific policies will vary by industry. Read More»
If you own your home, you are likely concerned about keeping it as safe as possible. Even if you have home insurance, safety should be a primary concern because many homeowners are targeted for criminal activity such as break-ins. This type of activity on your property might result in higher insurance premiums. The following are a few affordable ways to make your property safer.
Lighting
Criminals might be more prone to try to break into your home if it is not well lit during darker hours of the day. Read More»
