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Three Ways To Boost Your Home Security To Keep Your Insurance Rate Low

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If your neighborhood has high instances of property crimes such as home burglaries, you will often find that you’re paying a higher rate for your home insurance than those who live in safer locales. As such, it’s important to take steps to reduce the risk of your home being targeted by thieves, as a break-in can cause your premium to increase. A logical first step is a home security system, but if you’re on a budget, it can be difficult to pay the initial cost and the monthly fee for monitoring. Read More»

Be Wary Of These Three Insurance-Raising Home Additions

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Whether you’ve just bought your first home or you’ve been comfortably settled into a home for several years, your home insurance bill is something that you’ll deal with every month. Although a variety of small factors can cause changes in the rate over the years, you’ll often see a consistent premium and get used to paying it. It’s important, however, to be aware of the fact that certain additions you make to your home can cause a change in your insurance rate – and not in the direction that you want to see. Read More»