As a newly licensed driver, you need to choose a car insurance policy that suits you. You may know that most states require drivers to have valid car insurance policies. In many states, you will be required to have a minimum amount of coverage. You can find requirements for your state by searching online. In addition to this minimum coverage, you have additional options for car insurance policies. Collision Coverage and Comprehensive Coverage Read More»
Having your grandkids for a weekend or the summer can be fun, but could lead you into a cornered situation. If your grandchildren are visiting and want to get out and about, your car may be their first target. However, before you hand your grandchildren the keys to your car, ask yourself, “Does your auto insurance cover your grandkids?” Who Should Be Covered? According to the United States Census, grandkids are doing more than just visiting their grandparents. Read More»
Fraud costs car insurance companies a lot of money, but it also affects motorists. Insurers would lower their rates if motorists would file fewer claims, and fraudsters are helping to ensure that this is not the case. This is why insurance companies are always on the lookout for fraudulent claims. Some of the red flags that they watch out for include: Incriminating Social Media Posts These days many people seem to live their lives on social media, and insurance companies are alert to this fact. Read More»
If you have recently been involved in a car accident, you could be concerned that your insurance premiums are going to go up. It’s true that your rates might go up if you were at fault in the accident, but you shouldn’t worry. Instead, follow these tips to help prevent your premiums from going up too much. Then, you can focus on recovering from your car accident rather than worrying about how much more you will have to pay for insurance coverage. Read More»
It’s not a good idea to buy auto insurance once and then keep renewing it automatically without review. In fact, you shouldn’t do this with any form of insurance. As far as auto insurance is concerned, the benefits of periodic review include: Taking Advantage of All Discounts Reviewing your insurance may help you to identify and take advantage of all the discounts you qualify for. It might be that a new discount has come into effect within the last year, or that you have qualified for a new type of discount that you could not enjoy in the previous year. Read More»