So, you’re going on a long road trip this holiday season and your auto insurance covers the minimum amount of coverage for your state. Since minimum coverages vary state by state, it’s important to find out if your insurance offers a broadening clause.
Broadening Clauses Ensure You Have the Minimum Required
Broadening clauses extend your auto insurance coverage to meet the minimum requirements for the state where you’re driving. So for example, if you are a resident of California and your state’s minimum liability coverage is 15/30/5, and you’re driving to Colorado this holiday season where the minimum coverage is 25/50/25, your insurance is inadequate unless it has a broadening clause. Read More»
Mitigating liability is one of the key components of ensuring both patient satisfaction and preventing malpractice claims. As a practicing dentist, there are many ways you can work to lower your risks of lawsuits, which can help lower your business’s insurance costs overall. The following three strategies, combined with a comprehensive malpractice liability insurance, can aid you in this goal.
#1: Educate Thoroughly
One of the most important steps you can take is to make sure every patient is fully educated upon their treatment options and overall dental health. Read More»
If you live in rental property and own or plan to own a waterbed, you need renters insurance. A waterbed can do extensive and immediate damage to the home you are renting, items with which it comes into contact with, and the apartment of anyone who is unfortunate enough to live in an apartment below yours. Fortunately, you can protect your financial interests and get help with the expenses related to the waterbed leak if you have the right type of renters insurance. Read More»
If you are starting to think about shopping around for a new auto insurance policy, you might want to take a few minute to review the following money saving tips. This way, you will be able to get the best insurance possible for the best price.
Make Your Premium Payment In Full
Instead of having your yearly premium broken down into monthly payments, you may want to consider paying it in full. Read More»
Not everyone realizes that a regular homeowner’s insurance policy doesn’t cover damage from flooding. For this, you need to purchase a separate flood insurance policy. These policies aren’t always well understood.
Flood Insurance Isn’t Only For High-Risk Areas
Actually, most homeowners have access to this type of policy. While it’s a requirement to get a mortgage in high-risk areas, and sometimes in areas that are next to high-risk areas, those in low- or moderate-risk areas could also benefit from this type of coverage and won’t have to pay as much as those living in high-risk areas. Read More»
