Choosing Insurance You Will Love

Getting Commercial Insurance? Two Absolute Must-Have Riders

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If you’re getting insurance for your business, you may be a bit confused.  Commercial insurance operates very similarly to residential coverage, but there are some subtle differences.  You need to make sure that you have the protections in place that can protect your business.  Use this information to learn more about two must-have riders to include in your policy to make sure that you bind a policy that offers you the best possible coverage. Read More»

Tips For Planning A Safe And Successful Road Trip

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Road trips can be a great way of seeing the country while saving on airfare and related travel expenses. But it takes a little bit of planning to do a road trip successfully while staying safe. Here are some things to keep in mind while planning your road trip.  Invest in Comprehensive Auto Insurance The start of a road trip is a great time to review your auto insurance coverage (with companies like Horgan Insurance Agency) and make sure that you’re not taking on too much risk. Read More»

Renting Your Home Could Mean Paying A Higher Auto Insurance Rate

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Who would think that buying a house could get you lower auto insurance premiums? It may sound a bit crazy, but according to a recent Consumer Federation of America report, renters pay more for auto insurance each year than people who own their homes, particularly on the cost for liability insurance. Even though it may seem unfair, it’s important to understand why you may be paying more for auto insurance if you rent your home, as well as what you can do to about it. Read More»

Talk To Your Newly Licensed Teenager About These Driving Issues That Could Affect Your Insurance Rate

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It’s a big accomplishment for your teenager to receive his or her driver’s license, but until the teen also gets his or her own auto insurance policy (from an outlet such as http://www.martininsurancecompany.com), you need to be sure that the teen’s actions while behind the wheel don’t impact your policy in any way. It’s one thing for the teenager to be in an accident — but another thing entirely for him or her to engage in some form of unsafe driving and receive a ticket that could impact your insurance rate if it occurs frequently enough. Read More»

Debunking Some Common Myths About Car Insurance

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For drivers out there, car insurance is one of those things you pay for but hope you never have to use. Unfortunately, there are a lot of myths and misconceptions out there when it comes to auto insurance. By understanding the realities behind these commonly perpetuated myths, you can be a better informed consumer and make wise decisions when it comes to your car insurance coverage. Myth 1: Insurance Covers Personal Property Inside the Car Read More»