When you have suffered property losses from a fire, storm, or accident, you might want to make the most lucrative insurance claim possible. You will want to recover most or all of the costs of your losses and meet with the least amount of resistance from the insurer. However, the insurer may not want to take your word for what happened and rely more on the input of its own adjuster. Read More»
Have you been looking into a life insurance policy, and interested in what an indexed universal life policy is? It’s a different type of life insurance that gives you an account that you can borrow money from over your lifetime, which makes it an attractive option to some people. Still feel confused? If so, it will help to know the following information about it. It Provides A Death Benefit One of the most obvious benefits of an indexed universal life insurance policy is that it provides a death benefit. Read More»
Buying auto insurance can be confusing at best. You need to consider what type of coverage you want, how much you want, how much you want as a deductible, and what the legal requirements are for your state. Not all car insurance coverage concerns who pays what and how much if there is a car crash. While it is certainly possible to have coverage only for a car accident, you may want to consider other options. Read More»
Currently, about 85% of American homeowners have home insurance policies. Homeowners’ insurance is a type of home insurance that provides coverage for what happens to your home. It’s an important part of owning a home because it protects you from financial loss in the event of unexpected property damage caused by natural disasters, theft, or other perils. Why Should You Take a Home Insurance Policy? As you know, homes include many important belongings, memories, and in some cases, even family members. Read More»
Truck drivers are at the very heart of the economy, and it is difficult to imagine what everyday life would be like without their services fueling various industries across the country. In turn, one of the most important aspects of any trucking enterprise is commercial truck insurance. Without insurance, drivers are essentially left exposed to massive amounts of damages: financial, medical, and otherwise. Take a look below at just three of the ways in which commercial insurance protects truckers and the companies they drive for. Read More»
Auto insurance is a legal requirement for all drivers operating vehicles on public roadways. The laws in most states require only a basic auto insurance policy to ensure compliance. Basic policies typically cover collision and comprehensive liability, but these types of coverage may not be sufficient. Consider adding some coverage to your existing policy if you want to fully protect your financial liability when it comes to caring for your vehicle. Read More»
Whenever any type of damage occurs to your home or property, this can be devastating for you. Not only are you going to likely have to leave your home for a period of time while it is being repaired, but you are also going to have to deal with all of the financial, insurance, and other logistics that come along with property damage. One of the most important things that you are going to need to do when damage occurs to your home or property is to file a claim with your property insurance. Read More»
You already have a claims adjuster who has made an assessment of the damage to your property, so you may ask yourself why there is a need to hire a public claims adjuster. The following are among the most important reasons you may want to consider hiring one. Their service offers you a second opinion There are several areas where a public claims adjuster can be beneficial with a second opinion, and the most important is in the initial assessment. Read More»
Do you own your own home? Are you trying to come up with ways to save money on your bills? When saving money, many people inevitably start canceling various unnecessary services. For some, this means canceling one or more insurance policies. But while you can cancel your life or health insurance policies and hope for the best, you probably don’t want to cancel your homeowners insurance. There are a variety of reasons for this, some of which are: Read More»
There are a lot of different types of insurance policies you can purchase, and long-term care insurance is one option. While this is not something everyone needs, it is a good idea to purchase this if you are in your 60s and do not currently have any long-term care coverage. If you are not sure what this is or if you need it, here are a few things you may want to know about it. Read More»